USING CAMEL MODEL ANALYSIS OF BANKS FINANCIAL PERFORMANCE IN INDIA BY -WITH SPECIAL REFERENCE TO KOTAK MAHINDRA BANK- AN EMPIRICAL EVIDENCE

Abstract

These days, having an account with the top bank in India is a need for everyone with money. People are also less likely to be without a bank account now that the government of India has implemented the Pradhan Mantri Jan Dhan Yojna, a programme to increase access to banking services. But are you familiar with the largest banks in India, or with public sector banks in particular? If not, then you're in for a treat because we're about to spill the beans on some of India's finest banks, including the top 10 public and private institutions in the country, along with comprehensive information on the financial products they provide.Businesses in today's cutthroat global economy need to present themselves as models of social responsibility if they want to succeed. Companies actively seek expansion via globalisation, and they get a competitive edge by participating in socially good programmes. Government laws, environmental limits, labour exploitation difficulties, and other problems may cost multinational corporations millions of dollars if they do not actively participate in social issues in each country in which they operate. If you want to know how well banks and other financial institutions are doing and what steps they can take to improve, you should look into using the CAMEL model. This research looked at the total assets of 10 different banks in India, 5 of which were public and 5 of which were private. The five-year span from 2017 to 2022 is included in this research. The current research looks at how well the chosen banks have done financially. The CAMEL framework ranks financial institutions according to five criteria: factors such as sufficient money, high-quality assets, effective management, profitability potential, and liquidity. Kotak Mahindra outperformed all other banks and came out on top, while Punjab National Bank came in last, according to the survey. All things considered, private banks have done better than their public sector counterparts. This Paper is Identifying of ICICI Bank Performance using CAMEL Model.