PRUDENTIAL BANKING REGULATIONS A Critical Review of Indian Banking Regulatory Framework

Abstract

Several Financial Institution Reforms have been undertaken in India in the recent past, specifically targeting some endogenous weaknesses inherent in Indian Banking Regulatory Framework. Several other reforms, however still await implementation that can potentially enable India’s financial institutions to cushion the long-term blow inflicted by the Covid pandemic. This paper reviews several prudential banking regulations that can potentially benefit Public Sector Banks in India – The 9R’s , Dealing with Bad Loans, Alternative ownership structure for PSB’s, among others.