http://eprajournals.net/index.php/JSEL/issue/feedInternational Journal of Southern Economic Light (JSEL)2023-12-26T14:28:11+00:00Open Journal Systems<div><strong>International Journal of Southern Economic Light (JSEL)</strong><strong> - </strong><strong>ISSN:</strong> <strong>2277 – 5692</strong> is a international, Peer-reviewed & Refereed multi dimensional research Journal. Publishing language is English..<strong>SJIF </strong>Impact Factor(2021) <strong>7.622</strong><strong> </strong><strong><a href="https://sjifactor.com/passport.php?id=19268" target="_blank" rel="noopener"><img src="https://eprawisdom.com/images/upload/1138am_search.gif" alt="" /></a>,Journal DOI:10.36713/epra2712<a href="https://search.crossref.org/?q=+International+Journal+of+Southern+Economic+Light+%28JSEL%29&from_ui=yes" target="_blank" rel="noopener"><img src="https://eprawisdom.com/images/upload/1138am_search.gif" alt="" /></a>. </strong></div>http://eprajournals.net/index.php/JSEL/article/view/3406DEVELOPMENT EVOLUTION OF BANKING SERVICES IN DEVELOPED, DEVELOPING AND LESS DEVELOPED COUNTRIES2023-12-26T14:28:11+00:00Kodirov Bekhzodbekkhzodbek@mail.ru<p><em>This article examines the evolution of banking services across developed, developing, and less developed countries, highlighting the disparities and progressions in financial inclusion, technological advancement, and regulatory frameworks. It explores the challenges faced by different economic regions, such as the digital divide in developing countries and limited access to banking in less developed regions. The study also proposes solutions like investment in digital infrastructure and mobile banking initiatives. The conclusion emphasizes the need for region-specific strategies to enhance banking services and promote inclusive economic growth.</em></p>2023-12-26T00:00:00+00:00Copyright (c) 2023 International Journal of Southern Economic Light (JSEL)