THE PROCESS OF ESTABLISHING VOLUNTARY PENSION INSURANCE RELATIONSHIPS IN A DIGITAL ENVIRONMENT: PROBLEMS AND SOLUTIONS

Authors

  • Shavkatbek Qobulov Apex Life Insurance JSC Andijan Regional Branch Director
  • Mamathonov Muhitdin PhD, Associate Professor, Tashkent Institute of Finance Andijan Branch

Abstract

Regardless of the form of society, for all times and places, man has engaged in work to satisfy his needs. There comes a day when a big event happens in a person's life. We collectively call this change aging.

                A person wants to spend his old age in peace, calm and healthy. It is for this purpose that he brings up a child, works and accumulates property.

Everyone has the right to receive social security in the event of old age, loss of working capacity, as well as in the event of loss of a breadwinner and in other cases provided for by law.

In the Republic of Uzbekistan, consistent reforms aimed at strengthening social protection of the population, especially persons with disabilities, ensuring their rights and freedoms, material support based on the principles of social justice, and raising the standard of living are being implemented.

At the same time, there is a need to further improve the well-being of persons with disabilities and to review the effectiveness of social protection programs based on the principle of "For human dignity".

                There have been many changes in the insurance market in recent years. Their original purpose was based on the principle of serving people. These include reforming the insurance market, digitizing the insurance market, expanding the classification of the life insurance industry.........

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