IMPROVING THE PRACTICE OF EVALUATING CREDIT COLLATERAL IN THE INTERNAL RATING APPROACH

Authors

  • Safarov Shuhrat Ismatovich Independent Researcher, Director of Hottex LLC

Keywords:

credit collateral, internal rating-based approach, financial institutions, evaluation, risk management, regulatory compliance.

Abstract

The evaluation of credit collateral plays a pivotal role in financial institutions' decision-making processes, especially within the Internal Rating-Based (IRB) approach. This article sheds light on the current challenges faced in this domain and offers strategies for refining the evaluation process. It emphasizes the importance of harmonizing qualitative and quantitative metrics, leveraging technology, and ensuring regulatory alignment to bolster the efficacy of credit collateral evaluation.

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Published

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Issue

Vol. 10 No. 10 (2023): EPRA International Journal of Economics, Business and Management Studies (EBMS)

Section

Articles