• R.Hemalatha,Dr.Selvakani, Mrs.K.Vasumathi PG Department of Computer Science, Government Arts and Science College, Arakkonam, Tamilnadu, India,


AES, DES, OTP, Encryption, EFT, ATM


The undertaking denoted as "Secure Electronic Fund Transfer over Internet Using DES Algorithm" epitomizes the fundamental concept of effectuating a secure transference of financial resources between accounts or across international borders. Traditionally, individuals engaging in fund transfers are compelled to either visit a physical banking institution or seek out a computer with internet connectivity to avail themselves of the services proffered by online banking, ensuring a dependable monetary exchange. This system stands as a paragon of efficacy, offering a fortified layer of security to safeguard these financial transactions.

The web portal, accessible to a broad spectrum of end users, allows registration by furnishing requisite contact particulars and account information. The preservation of such information is executed meticulously, with the entirety of data subjected to encryption through the application of the DES Algorithm, thus fortifying the impregnability of the stored details. In contrast to numerous insecure websites, where susceptibility to data breaches looms large, this platform assuages such concerns by encrypting all pertinent information prior to its storage in the database, employing a clandestine key and cryptographic algorithm.

Facilitating a payment entails a visit to the Electronic Fund Transfer (EFT) center, utilizing a singular portable card. Subsequent to the card's scanning, the user is furnished with an OTP (One Time Password), a crucial requisite for advancing through subsequent stages. The introduction of this OTP, culled from a singular usage, serves as a pivotal augmentation of security, validating the user's authorization. Post successful OTP verification, the user is mandated to input account particulars and execute the fund transfer, thereby fortifying the entire process and culminating in a secure electronic fund transfer predicated on the DES Algorithm.

In contemporary times, individuals find themselves frequently necessitating the transfer of financial resources between accounts. In such instances, they are compelled to either traverse to a banking institution or seek out a computing apparatus tethered to the internet to avail themselves of the services proffered by online banking, thereby ensuring a reliable conduit for fund transfers. The efficacy of this system is manifestly advantageous, streamlining the user experience to the mere input of account details. The confluence of security measures, including the application of the AES algorithm, immediate verification protocols, and consistency checks, coalesce to fortify the framework of secure electronic fund transfers.

To effectuate a secure transaction, an individual need only visit an Electronic Fund Transfer (EFT) center, employing a singular portable card to facilitate an instantaneous transfer. The utilization of the DES algorithm in this mechanism assures the user of a secure transaction, swiftly executed. Following the scanning of the user's card, a Short Message Service (SMS) is expeditiously dispatched, encapsulating a unique One Time Password (OTP). The user, in a testament to heightened security, is mandated to input this OTP, thereby fortifying the transaction. Subsequent to the OTP authentication, the user proceeds to input encrypted account details, safeguarded by the AES algorithm before traversing the network. This comprehensive system thereby guarantees the security of electronic fund transfers through the utilization of AES.Contemporary financial institutions, cognizant of the burgeoning opportunities within the electronic domain, have adeptly capitalized on the potentialities of the internet by developing robust payment systems tailored to diverse payment service requisites




How to Cite

R.Hemalatha,Dr.Selvakani, Mrs.K.Vasumathi. (2024). SECURE ELECTRONIC FUND TRANSFER OVER INTERNET USING DES ALGORITHM. EPRA International Journal of Research and Development (IJRD), 9(3), 109–116. Retrieved from