Dr. Arti Gaur and Sanju Verma (2023) “USER’S ADOPTION OF E-PAYMENT SYSTEM IN HARYANA”, EPRA International Journal of Research and Development (IJRD), 8(2), pp. 217–224. Available at: https://eprajournals.net/index.php/IJRD/article/view/1567 (Accessed: 22 July 2024).