A STUDY ON INVESTORS PERCEPTION TOWARDS MUTUAL FUND WITH REFERENCE TO DK DISTRICT, KARNATAKA

Abstract

Mutual fund represents a vehicle for collective investment. When we are participate in a mutual fund scheme Till 1986, the Unit Trust of India was the only mutual fund in India. Since then, public sector banks and insurance companies have been allowed to set up subsidiaries to undertake mutual fund business. In 1992, the mutual hand industry was opened to the private sector, and a number of private sector mutual funds have been set up. Investment risks such as trading volume, settlement risk, liquidity risk, default risk, and principal loss risk are present when purchasing mutual fund units. The goal of investing is to generate a steady, risk-free return. There are several investment options available in our nation, ranging from shares and debentures to insurance coverage. Mutual funds are a new kind of investing that has a lot of potential because they offer diverse investing options, regular returns, and low risk. It is, however, incredibly ignorant of the people who live in our nation. Many have been compelled to refrain from such forms of investing or even choose not to because of their lack of understanding of the subject. The purpose of this study is to examine the degree of knowledge that Indian investors have regarding mutual funds and to suggest more effective ways to increase that knowledge.