Janetius, S.T, and Nawal P. Singh. “WORK, RETIREMENT AND FINANCIAL INDEPENDENCE: FIRE CONCEPT IN INDIA”. EPRA International Journal of Economic and Business Review(JEBR), vol. 11, no. 3, Mar. 2023, pp. 19-24, https://eprajournals.net/index.php/JEBR/article/view/1699.