Dr. Moath Mahmoud Alshar, Dr. M. Sathya Shivalini. “HRM ROLES IN PROMOTING FINANCIAL INCLUSION IN INDIAN BANKING SECTOR: AS AN EMPIRICAL STUDY IN CO-OPERATIVE BANKS”. EPRA International Journal of Economic and Business Review(JEBR), vol. 10, no. 2, Feb. 2022, pp. 1-6, https://eprajournals.net/index.php/JEBR/article/view/48.